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Comprehensive Wealth Management

CREATING a FINANCIAL PLAN that FITS YOUR LIFE.

Welcome to Wealth Financial Partners. We strive to help you meet your financial goals - they're central to our recommendations and strategies. Get started by learning more about how we use risk factors to analyze your unique financial situation using Riskalyze.



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ABOUT US

"Teamwork is the ability to work together toward a common vision. It is the fuel that allows common people to attain uncommon results." – Andrew Carnegie





Empathy


We show empathy by consistently reaching out to clients, not only to review their accounts, but also to acknowledge personal and family milestones. 

Altruism


We show altruism by actively participating in our community, gathering with our clients for fun and entertainment, and sharing resources with nonprofit organizations. 

Alchemy


We show alchemy by creating customized financial action plans that anticipate our clients’ life transitions ahead of time.


We’re in the Courage Business


We proactively strive to build trust in place of fear, and as a result, help our clients achieve financial confidence. By breaking down complexity into simplicity, we address the key aspects of wealth management: making wise allocation decisions; mitigating taxes; managing cash flow efficiently; protecting assets against blind sides; taking care of heirs; and magnifying charitable gifts.



WEALTH MANAGEMENT

"Vision without action is a daydream. Action without vision is a nightmare." – Japanese proverb




Our job is to help you reach all of your financial goals

We handle all facets of wealth management including:

Allocation of Assets

Risk management

Income / cash flow


IRA distribution planning

Tax mitigation

Protection strategies

Charitable giving

Providing for heirs

Education & Coaching



Integration


Here we focus on asset allocation based on the goals you’ve set forth. We also pay particular attention to your cash flow situation.

Education


Here we help explain the intricacies of your financial plan in what we call rewirement vs retirement.



Proactivity


Here we walk you through tax mitigation and begin to delve into your risk management per your financial goals.

Management


With your goals in mind, we create and initiate a personalized financial plan. Here we’ll explain accumulation vs distribution.



OUR TEAM



Walter Pardo, CWS®️, PPC™ Photo

Walter Pardo, CWS®️, PPC™

CEO and Certified Wealth Strategist
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Walter is the CEO of Wealth Financial Partners & WFP Tax Partners. He is a Certified Wealth Strategist and Professional Plan Consultant with a Series 7, 66 and 63 licenses. Walter is licensed in: AZ, CA, CT, FL, KS, OH, NY, NJ, IL, PA, SC, and TX, and VA. He also holds active life and health Insurance licenses in NJ, NY, IL, KS and CA (Insurance Lic# 0E05940). Walter is a Master Elite member of the Ed Slott Elite IRA Advisor Group.

Walter resides in central New Jersey with his wife, Suzanne, and two daughters, Isabel and Natalie. Mr. Pardo is very active in his community in central New Jersey, and currently serves on the Board of Trustees of Loyola Jesuit Center in Morristown. He may often be found trying to reduce his handicap at Hawk Pointe Golf Club or playing the piano at home with the family.

Delker Saumier Photo

Delker Saumier

Director of Operations
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Delker has more than a decade of experience working in the financial services industry. Before joining Wealth Financial Partners, she served as Client Service Manager for the East Coast Team. Delker is responsible for managing the day-to-day operations for the firm from the San Diego office. She works closely with the team to ensure all client service requests are handled thoroughly, efficiently, and to the satisfaction of our clients.

As an integral part of the firm’s service mission, she also assists our clients with the technology interfaces needed to help our client’s access the information they require to stay informed regarding their financial plan and resources.  

Delker is a graduate of Salt Lake City College, with an AS in Office Management. She lives in San Diego with her husband, Bill, and her two sons, Billy and Nathan. On a sunny day, you will find her on a hike or at the beach.

Suzanne Pardo Photo

Suzanne Pardo

Operations Specialist
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Before joining Wealth Financial Partners, Suzanne worked for 16 years with UBS, a multinational financial services firm with operations in more than 50 countries around the world. Suzanne rose through the ranks, starting her career as a trade input clerk and ending as an over the counter equity trader.

Suzanne attended Pace University. She is originally from Astoria, Queens but now lives in Basking Ridge, New Jersey. She is a mother of two and is active as a school volunteer.

Jill Biagio Photo

Jill Biagio

Director of Client Services
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Jill comes to the WFP team with experience in the fields of Education, Journalism, and Law. She grew up in New Jersey in a big, close-knit family that taught her to love people, solve problems, and count blessings.

After graduating from Rutgers University, Jill met her husband Chuck, a native of San Francisco and a journeyman in the entertainment industry, and relocated to the Bay Area of California. There they raised their daughter and son, both of whom surprised their parents by choosing to attend colleges in the East. Jill and Chuck followed after them – another surprise – due to the sudden death of Jill’s mother in New Jersey. Being called upon to assist her widowed, elderly father made Jill acutely aware of the importance of financial planning, and she realized she wanted to be a bridge for those in transition.

She singled out Wealth Financial Partners based on its holistic, humanitarian approach to client relations, and now enthusiastically considers herself the WFP cheerleader. She is a licensed Insurance Producer with the State of New Jersey in Life and Health.

Sally Scibetta Photo

Sally Scibetta

Director of First Impressions
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Sally is your first point of contact at Wealth Financial Partners. She came to us after 25 years in healthcare billing and administration. Sally has lived in NJ her whole life, except for 4 years at Gettysburg College. She and her husband, Dave, are down-sizing, as both their children are married. Sally and Dave hope to have more time to do the things they enjoy -- hiking, traveling, and spending time with their grandson.


Ed Slott’s Elite IRA Advisor Group℠ is an exclusive organization of financial advisors who are dedicated to being leaders in the IRA industry. Because being the best in the business requires an enormous amount of education, time, and effort, Ed Slott created Ed Slott’s Elite IRA Advisor Group℠ as a single resource for serious professionals. Ed Slott’s Elite advisors are equipped with up-to-date materials to outsmart and outsell their competition.

ABOUT ED SLOTT


Ed Slott, founder and president of Ed Slott and Company, LLC, was named “The Best” source for IRA advice by The Wall Street Journal.

He is a nationally recognized professional speaker and has starred in several nationally aired public television specials. He is an accomplished author of many financial and retirement-focused books and a personal finance columnist for numerous financial publications. As a thought leader in the retirement industry, Mr. Slott is often quoted in The New York Times, The Wall Street Journal, Forbes, Money, Kiplinger’s, USA Today, Investment News and a host of national magazines and financial publications.

Mr. Slott is a past Chairman of the New York State Society of CPAs Estate Planning Committee and editor of the IRA planning section of the CPA Journal. He is the recipient of the prestigious “Excellence in Estate Planning” and “Outstanding Service” awards. He has served on the Board of The Estate Planning Council of New York City and is an Accredited Estate Planner (AEP) distinguished.

What is an Elite IRA Advisor? Learn more

*The professionals listed are not affiliated with WFP & Independent Financial Group, LLC (IFG).

W. Scott Howell Photo

W. Scott Howell

CPA
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Scott is a Certified Public Accountant licensed to practice in New Jersey. He was a Revenue Agent with the Internal Revenue Service for over 39 years. After a career of increasingly more challenging assignments, Scott spent his last 14 years with the IRS as a Financial Products Specialist assigned to Team Audit cases examining some of the largest, most complex and diverse domestic and international companies in New Jersey.

These examinations required him to give technical assistance on specific issues involving specialized knowledge of financial accounting and auditing, as well as advanced knowledge of tax law. Scott’s particular expertise is in the area of Partnership taxation. Scott served as the Partnership Issue Specialist for New Jersey for a number of years while at the IRS. He has assisted on both civil and criminal litigation and has testified as an expert witness in United States Tax Court.

The last few years Scott has worked independently representing NJ taxpayers with regard to all manner of tax controversies at both the Federal and State level.

Scott is a native of New Jersey and currently resides in Essex County with his wife Beth and their two sons, Ryan and Dylan.

Diversified Brokerage Services, Inc. (DBS) Photo

Diversified Brokerage Services, Inc. (DBS)

George C. Van Dusen IV and Victoria Van Dusen-Roos
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Diversified Brokerage Services, Inc. (DBS) is one of the largest brokerage general agencies in the United States specializing in life insurance. Committed to making the life insurance business easier, they take pride in the fact that they’re responsible for providing life insurance protection to thousands of people and businesses each year.

We’ve chosen to align with DBS because of their rich history in the insurance industry. A family run business since 1968, DBS is currently led by the second generation, agency principals George “Chip” Van Dusen IV, President – Chief Executive Officer; and Tori Van Dusen-Roos, Vice President – Chief Operations Officer. They’ve perfected their processes and built an impressive team of experts with the knowledge and expertise to guide any individual client situation, no matter how complicated. Quite simply, they know life insurance, so we count on them to use their advanced expertise to find you the best life insurance plan to meet your needs, whatever they may be.

We know that life is unpredictable, but when you prepare ahead, you can help manage this by protecting your family against these uncertainties. Using DBS as a strategic alliance and using their in-house advanced resources, we can help guide you to the best life insurance solution to fit your needs no matter where life takes you.

*The professionals listed are not affiliated with WFP & Independent Financial Group, LLC (IFG).

James J. Costello, Jr. Photo

James J. Costello, Jr.

Morris, McLaughlin, & Marcus, P.A. Attorneys at Law, Estate Planning Attorney
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Mr. Costello holds a Master of Laws in Taxation from Georgetown University Law Center and is admitted to the New Jersey, Connecticut, and District of Columbia Bars as well as the United States Tax Court. He is a member of the Sections on Taxation and Real Property, Probate & Trust Law of the American & New Jersey Bar Associations. Mr. Costello is a Member of the law firm of Norris, Mclaughlin & Marcus Attorneys At Law, located in Bridgewater, NJ. His practice is concentrated in the areas of wills, trusts, general estate planning, sophisticated estate and gift tax planning, estate administration and elder law. Mr. Costello is not affiliated with IFG.


Headquartered in Basking Ridge, New Jersey, WFP Tax Partners, LLC provides CPA tax preparation, filing services, and planning for our clients nationwide. Our clients receive proactive advice on tax reduction strategies based on income, expenses, individual needs, and goals.

Proactive tax planning allows our clients the opportunity to minimize tax burdens with strategies that can result in years of tax savings.

We have developed our tax practice business by studying and training under Ed Slott & Company. Ed Slott CPA is the premier IRA expert in the U.S., according to the Wall Street Journal. After completing extensive training under Ed Slott and his team, Walter attained Elite Advisor status in 2010, followed by Master Elite status in 2013. In order to keep current on continuous changes in taxation and IRAs, Walter completes education and testing with Ed Slott & Company on an ongoing basis.


Let's discuss your tax preparation and planning needs


CLIENT CENTER

"Communication and trust are two main ingredients for a successful relationship.” – Anonymous




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EDUCATION

"Don't let your learning lead to knowledge. Let your learning lead to action." – Jim Rohn




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"The way we communicate with others and with ourselves ultimately determines the quality of our lives.” – Tony Robbins



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