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Comprehensive Wealth Management


Welcome to Wealth Financial Partners. We strive to help you meet your financial goals - they're central to our recommendations and strategies. Get started by learning more about how we use risk factors to analyze your unique financial situation using Riskalyze.

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"Teamwork is the ability to work together toward a common vision. It is the fuel that allows common people to attain uncommon results." – Andrew Carnegie


We show empathy by consistently reaching out to clients, not only to review their accounts, but also to acknowledge personal and family milestones. 


We show altruism by actively participating in our community, gathering with our clients for fun and entertainment, and sharing resources with nonprofit organizations. 


We show alchemy by creating customized financial action plans that anticipate our clients’ life transitions ahead of time.

We’re in the Courage Business

We proactively strive to build trust in place of fear, and as a result, help our clients achieve financial confidence. By breaking down complexity into simplicity, we address the key aspects of wealth management: making wise allocation decisions; mitigating taxes; managing cash flow efficiently; protecting assets against blind sides; taking care of heirs; and magnifying charitable gifts.


"Vision without action is a daydream. Action without vision is a nightmare." – Japanese proverb

Our job is to help you reach all of your financial goals

We handle all facets of wealth management including:

Allocation of Assets

Risk management

Income / cash flow

IRA distribution planning

Tax mitigation

Protection strategies

Charitable giving

Providing for heirs

Education & Coaching


Here we focus on asset allocation based on the goals you’ve set forth. We also pay particular attention to your cash flow situation.


Here we help explain the intricacies of your financial plan in what we call rewirement vs retirement.


Here we walk you through tax mitigation and begin to delve into your risk management per your financial goals.


With your goals in mind, we create and initiate a personalized financial plan. Here we’ll explain accumulation vs distribution.

Guiding You to Financial Freedom

Headquartered in Basking Ridge, New Jersey, WFP Tax Partners, LLC provides CPA tax preparation, filing services, and planning for our clients nationwide. Our clients receive proactive advice on tax reduction strategies based on income, expenses, individual needs, and goals.

Proactive tax planning allows our clients the opportunity to minimize tax burdens with strategies that can result in years of tax savings.

We have developed our tax practice business by studying and training under Ed Slott & Company. Ed Slott CPA is the premier IRA expert in the U.S., according to the Wall Street Journal. After completing extensive training under Ed Slott and his team, Walter attained Elite Advisor status in 2010, followed by Master Elite status in 2013. In order to keep current on continuous changes in taxation and IRAs, Walter completes education and testing with Ed Slott & Company on an ongoing basis.

Let's discuss your tax preparation and planning needs


Walter Pardo, CWS®️, PPC™ Photo

Walter Pardo, CWS®️, PPC™

CEO and Certified Wealth Strategist
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Walter is the CEO of Wealth Financial Partners & WFP Tax Partners. He is a Certified Wealth Strategist and Professional Plan Consultant with a Series 7, 66 and 63 licenses. Walter is licensed in: AZ, CA, CT, FL, GA, KS, OH, NY, NJ, IL, PA, SC, VA, and TX. He also holds active life and health Insurance licenses in AZ, GA, NJ, NY, IL, KS and CA (Insurance Lic# 0E05940). Walter is a Master Elite member of the Ed Slott Elite IRA Advisor Group.

Walter resides in central New Jersey with his wife, Suzanne, and two daughters, Isabel and Natalie. Mr. Pardo is very active in his community in central New Jersey, and currently serves on the Board of Trustees of Loyola Jesuit Center in Morristown. He may often be found trying to reduce his handicap at Hawk Pointe Golf Club or playing the piano at home with the family.

Delker Saumier Photo

Delker Saumier

Director of Operations
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Delker has more than a decade of experience working in the financial services industry. Before joining Wealth Financial Partners, she served as Client Service Manager for the East Coast Team. Delker is responsible for managing the day-to-day operations for the firm from the San Diego office. She works closely with the team to ensure all client service requests are handled thoroughly, efficiently, and to the satisfaction of our clients.

As an integral part of the firm’s service mission, she also assists our clients with the technology interfaces needed to help our client’s access the information they require to stay informed regarding their financial plan and resources.  

Delker is a graduate of Salt Lake City College, with an AS in Office Management. She lives in San Diego with her husband, Bill, and her two sons, Billy and Nathan. On a sunny day, you will find her on a hike or at the beach.

Brittney Guida, MBA Photo

Brittney Guida, MBA

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It is Brittney’s business-oriented mind that brought her to the WFP team as the Comptroller. With a MBA from the State University of New York at Oswego under her belt, she is currently on the track of becoming a Certified Public Account.

Brittney has seen first hand the way financial planning can change your life. With both of her parents entering retirement, she has seen the way that planning for their future is allowing them to have complete financial freedom - and finally be able to do the things they always talked about. After seeing this, she knew she could help bring that same freedom to the clients of WFP.

Calling Syracuse, New York home until recently - she now resides in Parsippany, New Jersey just outside of Basking Ridge. She has a younger sister, Chelsea, and an adorable dog named Gigi whom she can often be found taking for walks around the neighborhood or to the nearest Dunkin Donuts.

Sally Scibetta Photo

Sally Scibetta

Director of First Impressions
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Sally is your first point of contact at Wealth Financial Partners. She came to us after 25 years in healthcare billing and administration. Sally has lived in NJ her whole life, except for 4 years at Gettysburg College. She and her husband, Dave, are down-sizing, as both their children are married. Sally and Dave hope to have more time to do the things they enjoy -- hiking, traveling, and spending time with their grandson.

Drew Peer

Lead Agent- Life Insurance
Suzanne Pardo Photo

Suzanne Pardo

Operations Specialist
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Before joining Wealth Financial Partners, Suzanne worked for 16 years with UBS, a multinational financial services firm with operations in more than 50 countries around the world. Suzanne rose through the ranks, starting her career as a trade input clerk and ending as an over the counter equity trader.

Suzanne attended Pace University. She is originally from Astoria, Queens but now lives in Basking Ridge, New Jersey. She is a mother of two and is active as a school volunteer.

Ed Slott’s Elite IRA Advisor Group℠ is an exclusive organization of financial advisors who are dedicated to being leaders in the IRA industry. Because being the best in the business requires an enormous amount of education, time, and effort, Ed Slott created Ed Slott’s Elite IRA Advisor Group℠ as a single resource for serious professionals. Ed Slott’s Elite advisors are equipped with up-to-date materials to outsmart and outsell their competition.


Ed Slott, founder and president of Ed Slott and Company, LLC, was named “The Best” source for IRA advice by The Wall Street Journal.

He is a nationally recognized professional speaker and has starred in several nationally aired public television specials. He is an accomplished author of many financial and retirement-focused books and a personal finance columnist for numerous financial publications. As a thought leader in the retirement industry, Mr. Slott is often quoted in The New York Times, The Wall Street Journal, Forbes, Money, Kiplinger’s, USA Today, Investment News and a host of national magazines and financial publications.

Mr. Slott is a past Chairman of the New York State Society of CPAs Estate Planning Committee and editor of the IRA planning section of the CPA Journal. He is the recipient of the prestigious “Excellence in Estate Planning” and “Outstanding Service” awards. He has served on the Board of The Estate Planning Council of New York City and is an Accredited Estate Planner (AEP) distinguished.

What is an Elite IRA Advisor? Learn more

*The professionals listed are not affiliated with WFP & Independent Financial Group, LLC (IFG).

W. Scott Howell Photo

W. Scott Howell

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Scott is a Certified Public Accountant licensed to practice in New Jersey. He was a Revenue Agent with the Internal Revenue Service for over 39 years. After a career of increasingly more challenging assignments, Scott spent his last 14 years with the IRS as a Financial Products Specialist assigned to Team Audit cases examining some of the largest, most complex and diverse domestic and international companies in New Jersey.

These examinations required him to give technical assistance on specific issues involving specialized knowledge of financial accounting and auditing, as well as advanced knowledge of tax law. Scott’s particular expertise is in the area of Partnership taxation. Scott served as the Partnership Issue Specialist for New Jersey for a number of years while at the IRS. He has assisted on both civil and criminal litigation and has testified as an expert witness in United States Tax Court.

The last few years Scott has worked independently representing NJ taxpayers with regard to all manner of tax controversies at both the Federal and State level.

Scott is a native of New Jersey and currently resides in Essex County with his wife Beth and their two sons, Ryan and Dylan.

James J. Costello, Jr. Photo

James J. Costello, Jr.

Morris, McLaughlin, & Marcus, P.A. Attorneys at Law, Estate Planning Attorney
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Mr. Costello holds a Master of Laws in Taxation from Georgetown University Law Center and is admitted to the New Jersey, Connecticut, and District of Columbia Bars as well as the United States Tax Court. He is a member of the Sections on Taxation and Real Property, Probate & Trust Law of the American & New Jersey Bar Associations. Mr. Costello is a Member of the law firm of Norris, Mclaughlin & Marcus Attorneys At Law, located in Bridgewater, NJ. His practice is concentrated in the areas of wills, trusts, general estate planning, sophisticated estate and gift tax planning, estate administration and elder law. Mr. Costello is not affiliated with IFG.


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